Top 3 Cashback Apps For Canadians

As a savvy Canadian, I'm always looking to earn and save money. In this video, I'm going to explain the 3 top cashback/rewards apps you can use to help further your Canadian dollar. I'm back with another Canadian Fintech update.

Exploring the Top Cashback Apps for Canadians

With the growing interest in cashback apps, Canadians now have multiple options to maximize their savings. Apps like Ampli (closed by RBC), KOHO, and NEO Financial provide impressive cashback rates and user-friendly interfaces. By linking your existing credit or debit card, you can effortlessly earn cashback on everyday purchases. Additionally, consider Mogo, which rewards you with Bitcoin, making it not only a savings tool but also an investment opportunity. Maximizing cashback for Canadians is important in 2026.

Best Cashback Apps In Canada

First, take a look at NEO Financial, the coolest credit card on the block in Canada. I've been earning between 2%-3% in cashback over the past few months, and have earned a massive $147.25 in cashback rewards over that past 2 months. And NEO has NO FEES! No annual fees. None of that out-of-date-lets-screw-our-customers-with-unnecessary-fees! Check out my full video review of the Neo Financial Mastercard:

https://www.youtube.com/watch?v=Fhlj8oIAhzQ

Get $25 for creating your NEO Financial account here. Lastly, I dial into MOGO, which offers not just a pre-paid credit card, but also free credit monitoring, and a massive 2% cashback on EVERYTHING you buy in Bitcoin! This is not just 2% at gas stations, this is 2% on literally everything. It's like your anti-inflation super-power. Yup, earn Bitcoin while you pay for stuff you buy anyhow. Check out Shakepay if you want to earn free bitcoin daily (only for Canadians.) No wonder Mogo has 1,600,000+ customers in Canada already. That's 1.6 million customers is a short period of time. Mogo is an awesome alternative to using a standard credit card. Plus the Mogo App is so cool – and even has chill rainforest sounds (which you can turn off if you don't like that sort of thing.) Plus you get $20 in free money when you create your Mogo account through this link. Mogo is like a forced savings program because you get the rewards in Bitcoin – which you don't spend as easily as fiat – so you'll end up saving the bulk of it – automatically. But hey, if you want to get your Bitcoin back over to regular CAD currency, here's how to convert your Bitcoin to dollars:

https://youtu.be/jEhTl5f0CJo

Yep, looks like Canada has some fantastic cashback apps. Be sure to check out my other videos (YT Playlist) on Canadian Fintech goodies (and free money for Canadians!):

https://www.youtube.com/watch?v=Fhlj8oIAhzQ&list=PLIJmH2-SFWGTTOMhi_xdMU7Cfc7Evyk82

What are your best cashback apps? Let me know in the comments below!